How can one be a banker ?

• François-Xavier de FOURNAS
  Managing director, Banque Régionale d'Escompte et de Dépôts (BRED)
  

Summary

According to François-Xavier de Fournas, a banker's life is made impossible for a number of reasons. These include deregulation which erodes profit margins ; soaring interest rates ; never-ending crises ; information technologies which disrupt traditional working methods ; and confusion between the role of the State and the bank which distorts competition. In this intimidating environment, the BRED was renovated by " reactive management " methods. Is this the road to take to become a banker of tomorrow ?

Summary translated from French by Rachel MARLIN.

• The entire article was written by Michel BERRY.

To obtain this article, you can :

• download it for free in French (PDF help) or contact ecopar@paris.ensmp.fr (Reference VA041194).